Deferred Member
Keeping Your Pension Safe
We're looking after your pension until you're ready to take it or you decide to transfer it. This area covers everything our deferred members need to know from how your pension is calculated, transfers, your options for taking your pension and death benefits.
Your Pension
A 101 of everything you need to know about your pension from how it’s calculated, to transfers, to what happens if you rejoin the pension scheme.
Your Pension-
How your Pension is Calculated
How your pension is calculated depends on when you were paying into the Pension Fund, and for how long.
Find Out More -
Transfers
Having your pension in one place can make it easier to keep track of. So if you want, you can transfer your pension with us to another Fund or provider.
Find Out More
Taking Your Pension
Councillors
Much of the information within the Deferred area applies to Councillors. However, there are some differences between Councillors and other members of the scheme.
Find Out MoreLatest Updates
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2025 has been another tremendously busy year for the NESPF.
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The NESPF phone lines will close at 12pm on Wednesday 24th December 2025 and reopen at 10am on Monday 5th January 2026 for the Christmas break.
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Most of us have one common goal when saving into our pension – to ensure our retirement is comfortable and worry-free when it comes to money.
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The NESPF is delighted to announce it has won three awards at the LGC Investment Awards.
