It's what you have been saving for and looking forward to. Learn all you need about when and how you can take your pension and the different retirement options available to you.
There are some general rules which apply to all members taking their pension:
Normal Pension Age (NPA) is simply the age you can take your pension benefits in full, unreduced. Normal Pension Age differs depending on when you were paying into the Pension Scheme:
You cannot take your pre and post April 2015 benefits separately. They must be taken at the same time.
There are a number of options for retiring and taking your pension, from early to late, or if you are too ill to continue working even ill health retirement.
Find Out MoreMany people wonder what Rule of 85 is, if they have it and how it affects their pension.
Find Out MoreChoosing to take your pension before your Normal Pension Age means that in most cases your pension will be reduced for early payment.
Find Out MoreWhether you are taking your pension normally, or you are looking to cash it in there are different ways to access your pension.
See how taking your pension at different ages and under different circumstances impacts its value by logging into your My Pension account and using the pension calculators.
LoginThe NESPF office will be closed from 4pm on Thursday 24th of December until 10am on Tuesday 5th January for the Christmas break.
The North East Scotland Pension Fund is delighted to announce we have moved to a new office.
Considering your pension value sooner rather than later can make a huge difference in ensuring you are on track for the retirement you want.
Pension Scams are on the rise, learn more about how these operate, how to protect yourself and what action to take if you are approached.