There are some general rules which apply to all members taking their pension:
Normal Pension Age (NPA) is simply the age you can take your pension benefits in full, unreduced. Normal Pension Age differs depending on when you were paying into the Pension Scheme:
You cannot take your pre and post April 2015 benefits separately. They must be taken at the same time.
There are a number of options for retiring and taking your pension, from early to late, or if you are too ill to continue working even ill health retirement.Find Out More
Many people wonder what Rule of 85 is, if they have it and how it affects their pension.Find Out More
Choosing to take your pension before your Normal Pension Age means that in most cases your pension will be reduced for early payment.Find Out More
See how taking your pension at different ages and under different circumstances impacts its value by logging into your My Pension account and using the pension calculators.Login
Deferred members can now explore the option of transferring their pension out of the NESPF to an alternative scheme with our My Pension tool.
The NESPF office will be closed from 4pm on Thursday 1 April until Monday 5 April.
How much you pay into your pension depends on exactly how much you earn.
Retirement might have been a long-anticipated event in your life but as your last working day draws closer, the actual process of claiming your pension may seem daunting.