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Since the introduction of auto enrolment in 2012, more of us are now paying into a workplace pension than ever before.
Billions of pounds worth of pensions are sitting unclaimed in pension pots, and many of us might not know they even exist.
As the cost of living crisis continues, many of us might be reviewing our outgoings, considering if and where we can cut back on any extra spending.
We might be able to spot trick-or-treaters at our doors this autumn, but do we know the tell-tale signs of a pension trickster?