There are some general rules which apply to all members taking their pension:
Normal Pension Age is simply the age you can retire and receive your pension benefits in full, unreduced. Normal Pension Age (NPA) differs depending on when you were paying in:
You cannot take your pre and post April 2015 benefits separately. They must be taken at the same time.
There are a number of options for retiring and taking your pension; from early to late, flexible, ill health or even in cases of redundancy.Find Out More
Many people wonder what Rule of 85 is, if they have it and how it affect their pension. Use our Rule of 85 Checker to see if you qualify.Find Out More
Choosing to take your pension before your Normal Pension Age means it will be reduced for early payment.Find Out More
If you're ready to retire, find out the steps you need to take to get your pension and when you can expect to get your first payment.Find Out More
You can see how taking your pension at different ages and under different circumstances effects its value by logging into your My Pension account and using the pension calculators.Login
The NESPF office will be closed from 4pm on Thursday 24th of December until 10am on Tuesday 5th January for the Christmas break.
The North East Scotland Pension Fund is delighted to announce we have moved to a new office.
Considering your pension value sooner rather than later can make a huge difference in ensuring you are on track for the retirement you want.
Pension Scams are on the rise, learn more about how these operate, how to protect yourself and what action to take if you are approached.