There are some general rules which apply to all members taking their pension:
Normal Pension Age is simply the age you can retire and receive your pension benefits in full, unreduced. Normal Pension Age (NPA) differs depending on when you were paying in:
You cannot take your pre and post April 2015 benefits separately. They must be taken at the same time.
There are a number of options for retiring and taking your pension; from early to late, flexible, ill health or even in cases of redundancy.Find Out More
Many people wonder what Rule of 85 is, if they have it and how it affect their pension. Use our Rule of 85 Checker to see if you qualify.Find Out More
Choosing to take your pension before your Normal Pension Age means it will be reduced for early payment.Find Out More
If you're ready to retire, find out the steps you need to take to get your pension and when you can expect to get your first payment.Find Out More
You can see how taking your pension at different ages and under different circumstances effects its value by logging into your My Pension account and using the pension calculators.Login
Deferred members can now explore the option of transferring their pension out of the NESPF to an alternative scheme with our My Pension tool.
The NESPF office will be closed from 4pm on Thursday 1 April until Monday 5 April.
How much you pay into your pension depends on exactly how much you earn.
Retirement might have been a long-anticipated event in your life but as your last working day draws closer, the actual process of claiming your pension may seem daunting.