Deferred Member
Keeping Your Pension Safe
We're looking after your pension until you're ready to take it or you decide to transfer it. This area covers everything our deferred members need to know from how your pension is calculated, transfers, your options for taking your pension and death benefits.
Your Pension
A 101 of everything you need to know about your pension from how it’s calculated, to transfers, to what happens if you rejoin the pension scheme.
Your Pension-
![]()
How Your Pension Calculated
How your pension is calculated depends on a when you were paying into the Pension Fund, and for how long.
Find Out More -
![]()
Transfers
Having your pension in one place can make it easier to keep a track of. So if you want, you can transfer your pension with us to another Fund or provider.
Find Out More
Taking Your Pension
Councillors
Much of the information within the Deferred area applies to Councillors. However, there are some differences between Councillors and other members of the scheme.
Find Out MoreLatest Updates
View all-
![]()
Read
Since the introduction of auto enrolment in 2012, more of us are now paying into a workplace pension than ever before.
-
![]()
Read
Billions of pounds worth of pensions are sitting unclaimed in pension pots, and many of us might not know they even exist.
-
![]()
Read
As the cost of living crisis continues, many of us might be reviewing our outgoings, considering if and where we can cut back on any extra spending.
-
![]()
Read
We might be able to spot trick-or-treaters at our doors this autumn, but do we know the tell-tale signs of a pension trickster?
