Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
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Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
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Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
Find Out More
More About Your Pension
Latest Updates
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The NESPF office will be closed from 4pm on Thursday 24th of December until 10am on Tuesday 5th January for the Christmas break.
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The North East Scotland Pension Fund is delighted to announce we have moved to a new office.
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Considering your pension value sooner rather than later can make a huge difference in ensuring you are on track for the retirement you want.
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Pension Scams are on the rise, learn more about how these operate, how to protect yourself and what action to take if you are approached.