Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result, there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
Find Out More -
Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
Find Out More -
Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
Find Out More
More About Your Pension
Latest Updates
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The consultation period for the Annual Accounts is now open and will run from 23 June 2025 to 14 July 2025.
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The North East Scotland Pension Fund will publish the unaudited Annual Accounts for the financial year 2024/25 on 23 June 2025.
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The cost of living has been steadily increasing, which in turn has put pressure on many household incomes.
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With benefits ranging from a secure pension guaranteed by law, to different types of retirement options, your pension has been designed with you and your future in mind.
