Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
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Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
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Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
Find Out More
More About Your Pension
Latest Updates
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Often the start of a new year presents an opportunity to reflect and assess where we’re at with our own personal goals and some of us might be inspired to make changes going forward.
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As 2021 draws to a close, we are taking a glimpse back at the Fund’s main achievements of this year.
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The NESPF office will be closed from 4pm on Friday 24th of December until 10am on Wednesday 5th January for the Christmas break.
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Talk Money Week runs from 8th-12th November and encourages us to have open and transparent conversations about personal finance.
