Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
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Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
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Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
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More About Your Pension
Latest Updates
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The Fund will publish our unaudited Annual Accounts for the financial year 2020/21 on 28 June 2021
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Deferred members of the NESPF are now able to view their online Pension Statement for 2021.
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The topic of pensions might seem confusing, but the end goal is simple – saving for retirement can lead to a better financial future later in life.
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We delve into the background of the pension scheme to take a closer look at the LGPS and what it offers.
