Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result, there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
Find Out More -
Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
Find Out More -
Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
Find Out More
More About Your Pension
Latest Updates
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Talk Money Week returns from 3rd – 7th November 2025, encouraging us to break down barriers and start open conversations about money.
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The North East Scotland Pension Fund (NESPF) has signed the Belém Investor Statement on Rainforests.
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Pension scams are on the rise and fraudsters are using luring tactics to get hold of hard-earned savings.
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Pensions Awareness 2025 is returning from 15th to 17th September and serves as a reminder to take time to check your pension is on track for the retirement you want.
