Your Pension
Everything You Need To Know
We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Calculating Your Pension
Over time, there have been several changes to the pension scheme. As a result, there are different ways of calculating your pension depending on when you were a member.
Learn MoreCosts & Contributions
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Contribution Rates
How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
Find Out More -
Increasing Your Pension
By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
Find Out More -
Reducing Your Contributions
There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
Find Out More
More About Your Pension
Latest Updates
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The Pensions Increase for April 2026, is 3.8%.
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As a Fund, our aim is to make understanding your pension as simple and straightforward as possible – so you can focus on building your future.
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The North East Scotland Pension Fund (NESPF) is excited to launch a series of new online webinars and is inviting its members to register to attend.
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A new year often presents as the ideal opportunity to reflect on the direction you’re heading in and revaluate any new goals you have.
