We all know pensions can be daunting but here you'll find everything to help you understand how your pension works, your options for paying more or less, transfers and tax.
Over time, there have been several changes to the pension scheme. As a result, there are different ways of calculating your pension depending on when you were a member.
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How much you pay depends on how much you earn. Learn about how contribution rates are set and find out how much you will pay with our Cost & Contributions Calculator.
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By paying extra contributions you can give yourself a bigger pension to enjoy when you retire. The Fund offers two ways for you to pay more, to get more.
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There's no need to stop paying if contributions are too much. With 50/50 you can reduce your monthly payments while continuing to save for your future.
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The NESPF phone lines will close at 12pm on Wednesday 24th December 2025 and reopen at 10am on Monday 5th January 2026 for the Christmas break.
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Most of us have one common goal when saving into our pension – to ensure our retirement is comfortable and worry-free when it comes to money.
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The NESPF is delighted to announce it has won three awards at the LGC Investment Awards.
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Talk Money Week returns from 3rd – 7th November 2025, encouraging us to break down barriers and start open conversations about money.