Councillors
Councillors
The majority of the information contained in the active members area also applies to Councillors. However there are some differences which are outlined below.
How Your Pension is Calculated
There are different calculations for working out the value of your deferred pension depending on when you were a member of the scheme:
- After 31 March 2015: Known as CARE pension benefits, here you build up a pension worth 1/49th of your pensionable pay, each year you are in the scheme (or 1/98th if you are in the 50/50 section). You can see an example of how a CARE pension is calculated here.
- Between 1 April 2009 and 31 March 2015: Your pension is calculated by dividing any length of membership you have between those dates by 60 and multiplying the resulting figure by your career average pay.
- Before 1 April 2009: Your pension is calculated by dividing any length of membership you have before this date by 80 and multiplying the resulting figure by your career average pay over the period of your LGPS membership.
The pension you build up during each or any of the above periods is calculated separately and added together to get your total pension.
What is Career Average Pay?
Career Average Pay is the average pay you received over your LGPS membership. In calculating your average pay, the pay you received each year while in the pension scheme is revalued so it keeps up with the cost of living. Your revalued pay for each year is added together with the total divided by your membership to get your Career Average Pay. This figure is then used to work out your benefits in the old career average scheme up to 31 March 2015.
Related Publications & Forms
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More About Your Pension
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