North East Scotland Pension Fund

North East Scotland
Pension Fund

Additional Contributions

The LGPS:

Additional Regular Contributions (ARC)

You can pay additional contributions to buy up to £5,000 of extra annual pension in multiples of £250 - try our Additional Regular Contribution Calculator.

Additional Voluntary Contributions

If you choose to pay AVCs, the additional contributions are invested separately in funds managed by the AVC provider. You have your own personal account that, over time, builds up with your contributions and the returns on your investments, and will be available when you retire to buy an additional pension of your choice. The NESPF has contracted with Standard Life (closed to new contributors) and the Prudential to offer in-house AVC schemes.

Click here to visit the Standard Life website

Click here to visit the Prudential AVC website

Added Years

If you were buying added years membership before 1 April 2009, you can continue with your arrangement.

More detailed information can be found in our guide to Increasing Your Benefits, available from the Pensions Section on request, or for download from the Publications Library.

Police Pensions:

Added Years

If you do not qualify for a maximum pension because you are unable to complete 30 years (1987 PPS) or 35 years (2006 NPPS) calendar service by the age of compulsory retirement you may be able to purchase additional service.

Additional Voluntary Contributions

The 1987 PPS AVC Plan provides the option to pay contributions into an individual fund with Standard Life or Equitable Life. The AVC fund provides additional pension with the opportunity of taking 25% of your AVC fund as a tax free lump sum.

Additional Life Cover

Equitable Life offers death benefit cover for 1987 PPS members.

Fire Pensions:

Added Years

If you do not qualify for a maximum pension because you are unable to complete 30 years calendar service by compulsory retirement age (1987 FPS) or 40 years calendar service by age 60 (2006 NFPS) you may be able to purchase additional service.

Please contact the Pensions Section for more information on any of the above.